Express Capital is faster than a bank, and more flexible than any other working capital lender. Unlike banks and lenders, we can deliver a decision in minutes. We can also establish a line of credit that you can draw upon as you need it, so you are only paying interest on the money you use. There are also no pre-payment penalties, so if you only need the working capital for 30 days, you won’t be responsible for paying all the interest for the entire term of the loan.

To qualify for a loan, your business should be US-based, have 6 months’ time in business and $90,000+ in annual revenue.

All we will need is the last 3-6 months of complete business bank statements and the credit application.

We issue approvals within minutes of your submission. We fund most new clients in the same business day.