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Small Business Lending Simplified

Express Capital makes the borrowing process simple, fast and transparent for businesses nationwide. Discover how we can help you access business financing.

GET FUNDED!

Small Business Lending Simplified

The direct lender of choice for working capital loans serving thousands of businesses nationwide. Approvals are fast and funds are deposited the same day.

GET FUNDED!

Our Unique Industry Focus 

As a commercial lender with over 20 years in the financial sector, Express Capital has carefully studied the funding needs that most small businesses require. We found that businesses need access to credit that is fast, flexible and easy to obtain.

Our Programs Solve Your Cash Flow Needs

We understand that starting or completing a job, waiting on a check or working multiple projects at once often causes instability to your cash flow. For that reason, we have designed a low cost short-term working capital line of credit to solve these cash flow issues.

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Simple & Quick Capital Loans

It’s important to sustain the financial health of your business -- and a working capital loan may be the key. We are committed to helping our customers and are constantly adapting to meet the ever-changing industry landscape.

Simple Application & Funding Process

1. Complete Online Application

Apply in minutes and provide the last 6 months' business bank statements.

2. Get an Approval in Minutes

Your dedicated rep will contact you to discuss terms and options. 

3. Receive your Funds Today

E-sign documents and we ACH the funds as soon as same day.

Get Started Today! 

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Industries We Serve

Construction

  • General/Residential
  • Commercial
  • Civil & Industrial

Automotive

  • Manufacturing
  • Fabrication
  • Electronics

Machinery

  • Industrial
  • Commercial
  • Agricultural

Transportation

  • Trucking
  • Railroad
  • Marine

Wholesale

  • Distribution
  • Storage
  • Trading

Consumer

  • Consumer Services
  • Retail 
  • Hospitality 

Get Started Today! 

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Frequently Asked Questions

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