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As a commercial lender with over 20 years in the financial sector, Express Capital has carefully studied the funding needs that most small businesses require. We found that businesses need access to credit that is fast, flexible and easy to obtain.
We understand that starting or completing a job, waiting on a check or working multiple projects at once often causes instability to your cash flow. For that reason, we have designed a low cost short-term working capital line of credit to solve these cash flow issues.
It’s important to sustain the financial health of your business -- and a working capital loan may be the key. We are committed to helping our customers and are constantly adapting to meet the ever-changing industry landscape.
Apply in minutes and provide the last 6 months' business bank statements.
Your dedicated rep will contact you to discuss terms and options.
E-sign documents and we ACH the funds as soon as same day.
Express Capital is faster than a bank, and more flexible than any other working capital lender. Unlike banks and lenders, we can deliver a decision in minutes. We can also establish a line of credit that you can draw upon as you need it, so you are only paying interest on the money you use. There are also no pre-payment penalties, so if you only need the working capital for 30 days, you won’t be responsible for paying all the interest for the entire term of the loan.
To qualify for a loan, your business should be US-based, have 6 months’ time in business and $90,000+ in annual revenue.
All we will need is the last 3-6 months of complete business bank statements and the credit application.
We issue approvals within minutes of your submission. We fund most new clients in the same business day.