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Customized Loans for the Contractor & Construction Industry

We understand the demands of the industry. A customized loan for contractors means we can do the following for your business:

We're flexible.

We give you the flexibility to borrow the amount needed in a time frame that makes sense to your business, with payment terms that will fit the ever-changing demands of your industry.

Our process is simple.

We know that complicated and drawn-out application processes can negatively affect your business operations and interrupt your projects. We offer a short application (only one-half of a page) and same-day funding to make it easy for you. With an Express Capital loan, we allow you to take out additional funds or pay the loan off early without penalties or extra fees.

Why Choose Express Capital

Your construction company needs a lender who understands your business. With over 20 years in the financial sector, we have studied the funding needs that contractors and construction companies require. We learned that businesses need access to credit that is fast, flexible and easy to obtain.

As you may have already experienced, starting or completing a job, waiting on a check, or working multiple projects at once often causes instability to your cash flow. For that reason, we have designed a short-term working capital line of credit to solve these cash flow issues.

Our dedicated specialist can work with you to put together the best lending option that will promote growth for your business - not long-term debt.


What to Expect from Our Loan Programs


Up to $150,000

same day funding

Same Day Funding

early discounts

Incentive Discounts for Early Payoff


1 - 18 Month Terms


Repayment is Daily or Weekly

A+ Rating by BBB

BBB A+ Rating


It's Simple to Qualify for a Business Loan. Process Takes Only 2 Hours
Speak to a Specialist for More Information.

Let’s face it, the key to any successful business is sales. To compete in this competitive market, a sales strategy is necessary. The bigger guys spend 25% of their time getting new customers by focusing on generating new projects and leveraging the current customer base. Know the top five revenue tips that are doable for any size contracting business. Get the best ways to build your business revenue.

Lenders love when a business owner is very detailed about how they plan to use the money. If you want to prepare for success in a quick application process. Take a look at these examples of common ways people use their borrowed capital. Chances are that you can benefit from at least one category. Find the part of your business that needs financing.

Our Customers Experience

apply for a business loan

Find the best lending solution for your small business.

Minimum requirements
To qualify for a small business loan, your business needs to be at least a year old. You should have revenues of $90,000 annually or $7,500 per month over the last three months.

  Contact us at 1-800-301-9149