What is a working capital loan? Financing for the everyday operations of your company.
A contractor doesn’t need a long-term debt when a short-term solution is required. Working capital is the solution of choice for contractors as it covers accounts payable, wages, short-term cash flow gaps, materials, and more. Typically used in a short-term arrangement, most working capital loans are outlined for a period between 1-18 months. At Express Capital, we will help you determine the best funding solution for your cash flow gaps, and bridge them with a working capital loan.
Whether you're adding to your existing equipment and tools or replacing outdated trucks, our commercial truck and trailer financing programs provide solutions for all of your funding needs. At Express Capital, we will help you determine the best financing solution.
With nearly 20 years of equipment financing experience we are able to provide you with short or long-term funding options. Your trucking company can be approved within 2 hours and funding within 24 hours. Our dedicated representatives are here to help get you the right equipment for your business.
Your construction company needs a lender who understands your business. Our dedicated specialist can work with you to put together the best lending option that will promote growth for your business - not long-term debt.
Our process is simple. We know that complicated and drawn-out application processes can negatively affect your business operations and interrupt your projects. We offer a short application (only one-half of a page) and same-day funding to make it easy for you. With an Express Capital loan, we allow you to take out additional funds or pay the loan off early without penalties or extra fees.
We understand the demands of the industry. A customized loan for contractors means we can do the following for your business:
We give you the flexibility to borrow the amount needed in a time frame that makes sense to your business, with payment terms that will fit the ever-changing demands of your industry.
Up to $150,000
Same Day Funding
Incentive Discounts for Early Payoff
1 - 18 Month Terms
Repayment is Daily or Weekly
BBB A+ Rating
Complete a Job
Bank Statements & 1/2 Page Application. Every application is analyzed manually and the principle amount is determined.
Our credit team assesses the application to determine if a working capital loan is a good fit for your business.
Funding documentation is prepared and sent. Once executed, funds are wired.
Contact us at 1-800-301-9149