Why Express Capital

Your manufacturing company needs a lender who understands your business.

With over 20 years in the financial sector, we have studied the funding needs that most small businesses require and found that businesses need access to credit that is fast, flexible and easy to obtain. 

As a manufacturer, starting or completing a product, deadlines are not met when expected and waiting on funds often causes instability to your cash flow. For that reason, we at Express Capital has designed a short-term working capital line of credit to solve these cash flow challenges.

Our dedicated specialist can work with you to put together the best lending option that will promote growth for your business - not long-term debt.



We Make the Process is Simple

Flexibility that works for you. We give you the flexibility to borrow the amount needed in a timeframe that makes sense to your particular set of needs, with payment terms that will fit the demands of your industry.

Simple Process. A complicated and drawn-out application processes can negatively affect your business operations and interrupt your projects. That's why most small manufacturers will turn to us as we provide a simple and short application (only one-half of a page) with same-day funding to make it easy for you. Only at Express Capital, we allow you to take out additional funds or pay the loan off early without penalties or extra fees.


Up to $150,000

same day funding

Same Day Funding

early discounts

Incentive Discounts for Early Payoff


1 - 18 Month Terms

A+ Rating by BBB

BBB A+ Rating


Repayment is Daily or Weekly


Common Uses of Working Capital





Payoff Debt

New Project

New Project/Orders


Purchas Inventory

Purchase Material


Seasonal Fluctuations

Complete a Job

Complete a Job



Make Payroll


Facility Expansion

Additional Staff

Additional Staff

Here at Express Capital, there are few, if any, restrictions on how you use the working capital loan for your business. Our goal is simply to help you receive the funds needed to improve your operations and conduct activities that will increase your revenue. 

Types of Loans for Manufacturers

Working Capital Loans

What is a working capital loan? Financing for the everyday operations of your company.

A manufacturing company doesn’t need a long-term debt when a short-term solution is required.Working capital is the solution of choice among the manufacturing industry as it covers accounts payable, wages, short-term cash flow gaps, material, equipment repairs and more. Typically used in a short-term arrangement, most working capital loans are outlined for a period between 1-18 months. At Express Capital, we will help you determine the best funding solution for your cash flow gaps, and bridge them with a working capital loan.

Equipment Financing

Whether you're adding to your existing equipment or replacing outdated machines and vehicles, our commercial equipment financing programs provide solutions for all of your funding needs. At Express Capital, we will help you determine the best financing solution for your equipment and trucking needs.

With nearly 20 years of equipment financing experience we are able to provide you with short or long-term funding options. Your trucking company can be approved within 2 hours and funding within 24 hours. Our dedicated representatives are here to help get you the right equipment for your business.

 Speak to a Specialist for More Information.

It's Simple to Qualify for a Business Loan
Process takes only 2 hours!



Bank Statements & 1/2 Page Application. Every application is analyzed manually and the principle amount is determined.







Our credit team assesses the application to determine if a working capital loan is a good fit for your business.







Funding documentation is prepared and sent. Once executed, funds are wired.

Get Started to Recieve Your Free Quote. 

Receive a free quote with no obligation. Find the best lending solution for your small business.

Minimum requirements
To qualify for a small business loan, your business needs to be at least a year old. You should have revenues of $90,000 annually or $7,500 per month over the last three months.

  Contact us at 1-800-301-9149