What it Means to Get a Short-Term Loan with Express Capital

When it comes to business loans, there are many options. One thing to look at in particular is the term length. Short term business loans, are an option to consider when you need funding for a specific purpose. Generally, these loans have a term of one month up to 9 months and are for amounts from $5,000 up to $150,000. They are designed for immediate needs, often those related to cash flow.

Getting a short-term loan allows you to get the money you need. But you can pay it back fast, so the debt isn't hanging over your head. Express Capital Funding offers true short-term loans. Some companies say they offer them, but they are actually payday loans or cash advances. Our loans are real loans with no gimmicks. We also charge you no penalties if you want to pay off your loan early, which is a common issue you may run into with other lenders.

check markNo Collateral Required

check markBorrow from $5 - $150k

check markSimple Application Process

check markNo Prepayment Penalties

check markSame-day Funding

check markDirect Lender, No Broker Fees

check markA+ Rating with BBB

The Benefits of a Short-Term Business Loan

The best thing about short term business loans is the timing. You can get this type of loan quickly to handle needs you have right now.

The process is much faster than what you would go through with a longer-term loan or a conventional loan. The fast speed lets you handle your business needs immediately and not have to wait for a slow loan approval process.

Waiting around for an approval can only compound your money issues or lead to you losing business. There's no need to take a loss simply because of a hold up with your loan when you can get a short-term loan with speedy processing and same day funding.

In addition, there is no long-term commitment. You won't be paying on this loan for years. It is paid back fast, so you can move on with your business operations and not have that debt hanging over your head.  So you have the money when it is time to pay it back.

Best Uses for Your Short-Term Loan

Are you not sure if short-term business loans are the right option for your business? There are many ways to use this type of loan, so analyzing your situation can help you see how this type of loan could benefit your business.

If you are having a current cash flow issue, it can be used to meet payroll or cover a lull in payments between customers. It is an effective way to help with a cash flow deficiency caused by seasonal fluctuations because you know it is only a short term issue that will be resolved soon and allow you to easily pay back the loan when it is due.

A short-term loan is also handy for unexpected expenses. You can use it to buy needed inventory or materials due to a large order or a sudden increase in customers. This type of loan is also great to use for expansion. The money can go towards hiring additional employees or handling the extra expenses of projects that come along with growth.

icon_payroll_150x.pngMeet Payroll

icon_snowflake_98x.pngSeasonal Fluctuations

icon_staff_1.pngSudden Increase in Customers

Icon_money.pngExtra Expenses of Projects

Simple, Fast and Hassle-Free Loan

hassle free loans

When you work with Express Capital, you can trust that you are getting the lowest rates in the industry. We work with you to move your loan application through quickly, being able to get you money in the same business day. The application itself is just a half page long and you only need to provide bank statements.

We won't load you down with paperwork and never ask for collateral. Finally, we provide you with personalized service. You will work with a dedicated representative throughout the process.

If you need cash right away but do not want to be weighed down by a long-term debt, then consider a short-term business loan from Express Capital. Contact us today to learn more about this financing option.

Connect with us today to get approved for a short-term loan
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Customer Experience

quote_200x185_0b4999.pngMy loan specialist was very pleasurable to work with. He made the lending process very simple and easy.

Paula - Small Business Owner

quote_200x185_0b4999.pngAs a contractor, you make it quick and easy to get approved for a loan. Very friendly and courteous.

David - Contractor


quote_200x185_0b4999.pngExpress Capital understood and met the urgency of my needs for funding.

Peggy - Construction


quote_200x185_0b4999.png As promised, it was a no hassle quick loan process.

John - Plumber



Get Started to Recieve Your Free Quote and a Quick Approval. 

Receive a free quote with no obligation. Find the best lending solution for your small business.

Minimum requirements
To qualify for a small business loan, your business needs to be at least a year old. You should have revenues of $90,000 annually or $7,500 per month over the last three months.

  Contact us at 1-800-301-9149