Working Capital Loans 

What is a working capital loan? Financing for the everyday operations of your company. 

A trucking company doesn’t need long-term debt when a short-term solution is required. Working capital is the solution of choice for transporation industry as it covers accounts payable, wages, short-term cash flow gaps, repairs, and more.

Typically used in a short-term arrangement, most working capital loans are outlined for a period between 1-18 months. At Express Capital, we will help you determine the best funding solution for your cash flow gaps, and bridge them with a working capital loan.

Equipment Financing

Whether you're adding to your existing fleet or replacing outdated trucks, our commercial truck and trailer financing programs provide solutions for all of your funding needs. At Express Capital, we will help you determine the best financing solution for your equipment and trucking needs.

With nearly 20 years of equipment financing experience we are able to provide you with short or long-term funding options. Your trucking company can be approved within 2 hours and funding within 24 hours. Our dedicated representatives are here to help get you the right equipment for your business.



Why Express Capital

Your trucking company needs a lender who understands your business. Our dedicated specialist can work with you to put together the best lending option that will promote growth for your business - not long-term debt.

Our process is simple. We know that complicated and drawn-out application processes can negatively affect your business operations and interrupt your projects. We offer a short application (only one-half of a page) and same-day funding to make it easy for you. With an Express Capital loan, we allow you to take out additional funds or pay the loan off early without penalties or extra fees.

Customized Loans for the Trucking Industry

We understand the demands of the transportation industry and can customize a loan fits your business. Have outstanding invoices that have not been paid, we have you covered for your short-term needs. Don't have to worry about your cash flow with us.

We're flexible

We give you the flexibility to borrow the amount needed in a timeframe that makes sense to your business, with payment terms that will fit the ever-changing demands of your industry.


Up to $150,000

early discounts

Incentive Discounts for Early Payoff


1 - 12 Month Terms


Repayment is Daily or Weekly


Common Uses of Working Capital





Payoff Debt

New Project

New Project/Job


Purchas Inventory

Purchase Material


Seasonal Fluctuations

Complete a Job

Complete a Job



Make Payroll


Facility Expansion

Additional Staff

Additional Staff

Here at Express Capital, there are few, if any, restrictions on how you use the working capital loan for your business. Our goal is simply to help you receive the funds needed to improve your operations and conduct activities that will increase your revenue. 

 Speak to a Specialist to get funding.

It's Simple to Qualify for a Business Loan
Process takes only 2 hours!



Bank Statements & 1/2 Page Application. Every application is analyzed manually and the principle amount is determined.







Our credit team assesses the application to determine if a working capital loan is a good fit for your business.







Funding documentation is prepared and sent. Once executed, funds are wired.

Get Started to Recieve Your Free Quote. 

Receive a free quote with no obligation. Find the best lending solution for your small business.

Minimum requirements
To qualify for a small business loan, your business needs to be at least a year old. You should have revenues of $90,000 annually or $7,500 per month over the last three months.

  Contact us at 1-800-301-9149