Why Express Capital

The direct lender of choice for working capital loans for thousands of businesses nationwide.

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Video Why Express Capital

 

What We Do.

Express Capital is a direct lender. We specialize in funding for small businesses and offer short-term working capital loans. Approvals are fast and funds are deposited the same day.

 

Our Commitment.

We care about your success and are committed to helping you reach your financial goals. Express Capital takes pride in providing excellent service, with solutions that are simple, fast and instrumental in increasing revenue and profitability for your business.

 

How We Work for You.

Direct Lender

Working with us, you are borrowing directly from Express Capital, not a third party lender.  As a direct lender, we have the ability to speed up the loan process. In addition, your information stays with us, we do not farm it out. Working with us is simple, straightforward, secure and personable.

We're Flexible! 

We can customize your loan to your particular needs.  If you have a job and will only need the funds for a couple of weeks, or you need a longer solution to accommodate a bigger project, no problem. If you have multiple jobs going on and you’re tired of using the funds from one job to fund another project, we have your solution. 

Use the Money However You See Fit.

Our primary requirement for use of the loan is that you to use it to maintain your operations or activities that will increase your opportunities for revenue.

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Seasonal Fluctuations

 

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Additional Staff

 

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Complete a Job

 

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Make Payroll

 

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Facility Expansion

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Purchasing Inventory

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Advertising

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Payoff Debt

How about discussing loan options?

Speak to a Rep

Financing Programs We Offer.

 EQUIPMENT FINANCING / LEASINGWORKING CAPITALEQUIPMENT REFINANCING
AmountUp to $250,000Up to $150,000Up to $50,000
Term Length1 - 5 Years1 – 18 Months2 – 3 Years
RatesAs low as 4.5%Fixed fee as low as 6.9%As low as 7.5%
Funding Speed 2 - 4 DaysSame Day3 – 5 Days
Uses Construction Equipment
Manufacturing Equipment
Software
Technology Equipment
Commercial Vehicles
Medical Equipment
Restaurant Equipment
Short Term Working Capital
Complete a Job
Purchasing Materials
Advertising
Facility Expansion
Hiring Additional Staff
Moving Costs
Long Term Working Capital
Debt Reconsolidation
Remodeling
Equipment Upgrades
New Stores/Locations
Residual Buyouts
Repayment Monthly, Seasonal and Deferred Payments AvailableDaily or WeeklyMonthly
EQUIPMENT FINANCING / LEASING
Amount Up to $250,000
Term Length 1 - 5 Years
Rates As low as 4.5%
Funding Speed 2 - 4 Days
Uses Construction Equipment
Manufacturing Equipment
Software
Technology Equipment
Commercial Vehicles
Medical Equipment
Restaurant Equipment
Repayment Monthly, Seasonal and Deferred Payments Available
WORKING CAPITAL
Amount Up to $150,000
Term Length 1 – 18 Months
Rates Fixed fee as low as 6.9%
Funding Speed Same Day
Uses Short Term Working Capital
Complete a Job
Purchasing Materials
Advertising
Facility Expansion
Hiring Additional Staff
Moving Costs
Repayment Daily or Weekly
EQUIPMENT REFINANCING
Amount Up to $50,000
Term Length 2 – 3 Years
Rates As low as 7.5%
Funding Speed 3 – 5 Days
Uses Long Term Working Capital
Debt Reconsolidation
Remodeling
Equipment Upgrades
New Stores/Locations
Residual Buyouts
Repayment Monthly

What Our Customers Say.


testimonialMy experience has been very personable since Rob has graciously seemed very interested in not only our business, but us as individuals.  
Amanda G. - Contractor


testimonialMy rep was very pleasurable to work with. Express makes the lending process very simple and easy.  
Paula G. - Contractor


testimonialThe reps I talked to all made me feel at ease and they were there to help me out. I really appreciate what they did and are doing for me.  
Russ P. - Steel Fabrication


Programs Featured In

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New York Times
Yahoo Finance
Get Started and fund a working capital loan today.

A representative will contact you to discuss your business needs.

Minimum Requirements

To qualify for a small business loan, your business needs to be at least one year old. You should have revenues of $90,000 annually or $7,500 per month over the last three months.

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