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    5-stars

    "Very easy to work with. They have helps us out tremendously. Ask for Gil and he will take care of you." Rick L.

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    5-stars

    "Gil who works at Express Capital Funding was very helpful in helping with get Capital for my business when I really needed it". john W.

Why a Working Capital Loan Works

A working capital loan provides short-term funding for everyday business operations. It covers accounts payable, wages, short-term cash flow gaps, materials and more. The loan provides cash flow to ensure business growth and security.

Typically used in a short-term arrangement, most working capital loans are outlined for a period of 2 weeks to 12 months. 

At Express Capital, we will help you customize the best funding solution for your cash flow gaps, and bridge them with a working capital loan.  

Speak to a Loan Specialist to Determine the Best Solution

How to Use Your Loan

There are few, if any, restrictions on how you use your business loan. We just want you to use the funds to expand your operations and conduct activities that will increase your opportunities for revenue.

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Seasonal Fluctuations

Additional Staff

Additional Staff

Complete a Job

Complete a Job

Payroll

Make Payroll

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Facility Expansion

Purchas Inventory

Purchasing Equipment

Advertising

Advertising

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Payoff Debt

Financing Solution That Works for Businesses

 

2 Weeks to
12 Month Terms

 

Payoff Loan Early with No Penalties

 

Repayment is Daily or Weekly

 

Same-Day Funding

 

Up to $150,000

 

Costs as Low as 5.9%

rates

Your costs will depend on your business and personal credit along with your business bank statements. 

 

> Determine your financing options today!

How to Qualify for a Working Capital Loan

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You must be a business

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Business needs to be at least 1 year old

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Monthly deposits of $7,500

Get Funded Today!

Simple Application Process - All in 2 Hours!

Application Process

APPLICATION

Bank Statements & 1/2 Page Application. Every application is analyzed manually and the principle amount is determined.

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REVIEW

Our credit team assesses the application to determine if a working capital loan is a good fit for your business.

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DOCUMENT PREPARATION

Funding documentation is prepared and emailed. Once executed, funds are wired within same business day.

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Additional Business Resources 

Need more about working capital? Our resources will help you learn more, make a solid financial decision for your business and even show you how to boost your cash flow.

 Learn More About Working Capital