Short-Term Working Capital Solutions

Achieve Exponential Growth with Express Capital

Icon_arrow_2.jpg Fixed Fee as Low as 6.9%

Icon_arrow_2.jpg 1 – 12 Month Terms

Icon_arrow_2.jpg Up to $150,000

Icon_arrow_2.jpg Incentive Discounts for Early Payoff

Icon_arrow_2.jpg Repayment is Daily or Weekly

 

 Speak to a Specialist For More Information.

Designed to Solve Small Business Cash Flow Needs

A short-term working capital loan is designed to help with infusing cash into your business. As a direct lender, Express Capital has studied the funding needs that most small businesses require. We learned that a small business needs a loan or line of credit that is easy to obtain, flexible and cost effective that can handle fast funding when getting into a cash flow pinch.  

You Can Use the Money However You See Fit.

There are few, if any, restrictions on how you use the money. We just want you to use the money to maintain your operations and conduct activities that will increase your opportunities for revenue.

Icon_snowflake_v2.png

Seasonal Fluctuations

Additional Staff

Additional Staff

Complete a Job

Complete a Job

Payroll

Make Payroll

Icon_building_v2.png

Facility Expansion

Purchas Inventory

Purchasing Inventory

Advertising

Advertising

icon_debt.png

Payoff Debt

How We Compare

 

Logo_express_500.png

TRADITIONAL BANK ONLINE LENDER
Short-Term  1-12 months 1-5 years 6-18 months
Transaction Type True business loan True business loan Purchase of future receivables (factoring)
Dedicated Rep Yes No No
Rates/Cost As low as 6.9% Variable Avg 25-54%
Application Process 1 hour  Several weeks 24-48 hours
Collateral No Yes Yes (blanket lien)
Pre-Payment Penalty No Yes Yes

Broker Fees / Costs (Points Charged)

No Yes Yes
Direct Lender Yes Yes You never know...
funding comparison table

quote I was pleased both times that I used Express Capital for my short-term working capital loans. It is great to work with someone that is always prompt, honest, and professional. The service provided is priceless as someone is always available and they understand and meet the urgency in my needs for funding.

Peggy - Construction

It's Simple to Qualify

Icon_calc_white.png

APPLICATION PROCESS

Bank Statements & 1/2 Page Application. Every application is analyzed manually and the principle amount is determined.

arrow

icon_phone_100x.png

PHONE INTERVIEW

Our credit team assesses the application to determine if a working capital loan is a good fit for your business.

arrow

Icon_Paper_100x.png

DOCUMENT PREPARATION

Funding documentation is prepared and sent. Once executed, funds are wired.

All in 2 hours!

Get Started Now!

Receive a free quote with no obligation. Find the best lending solution for your small business.


Minimum requirements
To qualify for a small business loan, your business needs to be at least a year old. You should have revenues of $90,000 annually or $7,500 per month over the last three months.

Contact us at 1-800-301-9149